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How to Get Started with Solar Leasing for First-Time Homeowners

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How to Get Started with Solar Leasing for First-Time Homeowners

Are you a first-time homeowner looking to reduce your energy bills*, shrink your carbon footprint, and make your home more comfortable, all without a big upfront investment? Solar leasing with PosiGen is designed for you. PosiGen’s unique lease and energy efficiency program makes solar accessible, affordable, and worry-free for homeowners from all walks of life. Here’s how you can get started and what you’ll gain by joining the PosiGen community.

* Utility rates, structures and estimated savings are subject to change, and incentives may change or be terminated by executive, legislative or regulatory action.

What Is Solar Leasing with PosiGen?

Solar leasing with PosiGen means you can enjoy the benefits of solar energy without buying the panels outright. Instead, you pay a predictable monthly fee, and PosiGen installs, maintains, and insures the solar system on your home. You get to use the clean electricity your system generates, often at a lower cost than your current utility bills, while PosiGen handles all the technical details and any hassles (1).

This approach removes the traditional barriers to solar adoption—no large upfront payment, no complicated financing, and no need to worry about maintenance or repairs. PosiGen’s mission is to make solar leasing accessible and easy for everyone, especially first-time homeowners and families who might not qualify for other solar programs due to credit or income requirements (2).

Read our Solar Options: Leasing & Buying Compared and The ABCs of Solar: Leasing Solar Panels for a Lesson in Energy Savings to learn more.

Why Choose PosiGen’s Solar Leasing Program?

No Upfront Costs or Credit Barriers

With PosiGen, there’s no need for a down payment or a high credit score. If you own your home and pay your utility bills, you’re likely eligible to lease a solar system (1).

Fixed Monthly Payments and Guaranteed Savings*

Your monthly lease payment is fixed, so you can plan your budget with confidence. PosiGen guarantees that your system will produce at least 90% of its estimated annual output. If your savings aren’t realized in the first year✝, PosiGen will make up the difference or add more energy-saving features at no extra cost (1).

Comprehensive Energy Efficiency Upgrades

Every PosiGen customer receives a free home energy audit. PosiGen then installs upgrades such as LED lighting, smart thermostats, pipe insulation, and air duct sealing—at no additional charge. This dual focus on solar and energy efficiency maximizes your savings* and comfort (1, 4).

Maintenance, Insurance, and Monitoring Included

PosiGen owns and maintains your solar system for the life of your lease. If anything goes wrong, they handle repairs, insurance, and system monitoring, so you don’t have to worry about unexpected costs or downtime (1).

Proven Track Record in Underserved Communities

PosiGen has installed over 30,000 solar systems across eight states, focusing on low- and moderate-income (LMI) homeowners. In Connecticut, 58% of PosiGen customers live in neighborhoods with incomes below 80% of the area median, and 56% have non-prime credit scores, demonstrating PosiGen’s commitment to expanding solar access (2).

* Savings vary depending on your energy consumption, home location and characteristics, and your utility’s policies.

✝ During the first 12 months after the date your system is operational, we guarantee that your post-solar electricity costs will be less than your pre-solar electricity costs. If your post-solar electricity costs are greater than your pre-solar electricity costs during that 12-month period, PosiGen will either (1) provide a bill credit representing the difference between your pre-solar and post-solar electricity costs, or (2) provide additional energy efficiency services at no cost. See Residential Solar System Lease Agreement for full terms & conditions.

Our How Leasing Solar from PosiGen Works blog is a great resource.

How PosiGen’s Solar Leasing Process Works

  1. Free Consultation and Custom Design
    A PosiGen energy specialist will assess your home’s energy needs and design a solar system tailored to your roof and lifestyle (1).
  2. Permitting and Preparation
    PosiGen manages all the paperwork and permitting required for installation, so you don’t have to navigate any bureaucracy (1).
  3. Professional Installation
    Experienced PosiGen installers set up your solar panels, typically in a single day. Your system is well on its way to generating clean, renewable energy (1).
  4. Energy Efficiency Upgrades
    After a thorough energy audit, PosiGen installs recommended efficiency improvements, further reducing your energy consumption and costs (1, 4).
  5. Ongoing Support and Monitoring
    PosiGen monitors your system’s performance and provides all maintenance and repairs at no extra charge for the duration of your lease (1).

How Much Can You Save with PosiGen Solar Leasing?

PosiGen’s solar lease typically costs between $50 and $200 per month, depending on your home’s size, energy needs, and a couple of variable factors. The combination of solar generation and included energy efficiency upgrades often results in immediate monthly savings. PosiGen only recommends solar if they can guarantee you’ll save money in your first year (1, 4).

For example, PosiGen customers in Louisiana have collectively saved over $7.5 million per month on utility bills and prevented more than 62,000 metric tons of carbon emissions (2). These savings are possible because PosiGen’s model is designed to maximize both your energy production and your home’s efficiency.**

** Energy savings vary depending on environmental factors, size, and occupancy of household. During the first 12 months after the date your system is operational, we guarantee that your post-solar electricity costs will be less than your pre-solar electricity costs. If your post-solar electricity costs are greater than your pre-solar electricity costs during that 12-month period, PosiGen will either (1) provide a bill credit representing the difference between your pre-solar and post-solar electricity costs, or (2) provide additional energy efficiency services at no cost. See Residential Solar System Lease Agreement for full terms & conditions.

What Happens at the End of Your PosiGen Lease?

At the end of your 25-year lease, you have several options:

  • Renew the Lease: Continue enjoying solar energy.
  • Purchase the System: Buy the panels at fair market value.
  • Have the Panels Removed: If you choose not to renew or purchase, PosiGen will remove the system at no cost to you (1).

PosiGen’s Impact: Real Results for Real Families

  • 30,000+ installations across eight states, with a focus on LMI communities (2).
  • 14,000+ installations in Louisiana alone (2).
  • Millions in monthly savings† for customers (2).
  • Tens of thousands of metric tons of carbon emissions prevented (2).
  • Energy efficiency upgrades included for every customer, at no extra cost (1, 4).

† Individual savings will vary based on your utility rate, energy consumption habits, solar system equipment installed on your property, tax incentives eligibility, weather, and other factors. Individual savings estimates are based on your solar energy production, your solar kWh rate, potential tax incentives, your utility kWh rate at the time of purchase and projected increase in the utility rate (based on historical data and national averages). Estimates do not take into consideration other changes in utility rates. Such changes could affect your overall estimated savings.

Frequently Asked Questions

Will I still get a utility bill?

Yes, but it will be lower. You’ll pay your utility for any electricity you use beyond what your solar panels generate, plus your fixed lease payment (1).

Can I sell my home if I have a PosiGen solar lease?

Yes. PosiGen leases are transferable to new homeowners, which can make your home more attractive to buyers (1, 3).

What if my system doesn’t perform as promised?

PosiGen guarantees at least 90% of the system’s estimated production. If it underperforms, PosiGen will compensate you or add more efficiency upgrades (1).‡

‡ Beginning 12 months after the date your system is operational, and upon each anniversary thereafter, for each 12-month period, PosiGen guarantees that your system will generate at least 90% of the annual estimated production for that 12-month period, after accounting for degradation at the rate of 0.5% per year.  If your system does not produce the guaranteed amount for any 12-month period, PosiGen will provide a bill credit representing the difference between your system’s actual production and the guaranteed production for that 12-month period.  “Actual performance” means the amount of electricity produced by your particular system, which is calculated using data provided by the system or an estimate prepared by PosiGen.

Can I add battery storage?

Yes, PosiGen offers solar battery options, providing backup power during outages or peak billing hours (1).††

†† Power available from the battery varies depending on the loads connected, energy consumption, and battery configuration.

How to Get Started with PosiGen Solar Leasing

  • Schedule a Free Consultation: Contact PosiGen to book a no-obligation home assessment (1).
  • Review Your Custom Proposal: PosiGen will design a system and show you how much energy it will produce (1).
  • Sign the Lease Agreement: Review your contract carefully and ask questions if anything is unclear (3).
  • Enjoy Lower Bills and a Greener Home: PosiGen handles installation and energy efficiency upgrades, so you can relax and enjoy your savings (1, 4).§

The PosiGen Difference: Solar Leasing Made Simple

Solar leasing with PosiGen is designed to make clean energy accessible and affordable for first-time homeowners and families who want to save money, increase comfort, and help the environment. With no upfront costs, no credit barriers, guaranteed savings, and free energy efficiency upgrades, PosiGen removes the obstacles that have kept too many families from going solar (1, 2).§

If you’re ready to take more control of your energy future and join thousands of satisfied homeowners, contact PosiGen today to schedule your free consultation and discover how easy it is to get started with solar leasing.

§ During the first 12 months after the date your system is operational, we guarantee that your post-solar electricity costs will be less than your pre-solar electricity costs. If your post-solar electricity costs are greater than your pre-solar electricity costs during that 12-month period, PosiGen will either (1) provide a bill credit representing the difference between your pre-solar and post-solar electricity costs, or (2) provide additional energy efficiency services at no cost. See Residential Solar System Lease Agreement for full terms & conditions.

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